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Module 1 - Introduction to Financial Planning
  1. Establishing client- planner relationships
  2. Gathering client data and determining goals and expectations
  3. Analyse Client Objectives, Needs and Financial Situation
  4. Developing appropriate strategies and presenting the Financial Plan
  5. Implementing the Financial Plan
  6. Monitoring the Financial Plan
  7. Regulatory requirements for CFPCM Certificants
  8. Ethical and professional considerations in Financial Planning
  9. Assessment of risk and client behaviour
  10. Cash flow planning
  11. Budgeting
  12. Personal use asset management
  13. Personal Financial Statement Analysis
  14. Financial Mathematics
  15. Economic environment and indicators
  16. Forms of business ownership/ entity relationships
  17. Ways of taking title to property (sole, joint, community, etc.)
  18. Legal aspects of Financial Planning
  19. TVM
  20. Investment Planning: Equity Price, SD
  21. RPEB: Corpus Calculation, PPF, PF, NSCC, KVP Short Question
  22. Estate Planning: POA and Will 1-2 Marks Questions.

RMIP: Premium Calculation, Risk Calculation Questions 1-2 Marks and Theory

Module 2 - RAIP – Risk Analysis and Insurance Planning
  1. Introduction to Risk Analysis
  2. Insurance and Risk
  3. Risk analysis Process
  4. Legal principles in insurance
  5. The Insurance contract
  6. Legal Liability
  7. Identification of life, medical, householders, auto and other property and liability risk exposures
  8. Personal property and liability insurance
  9. Life insurance needs analysis
  10. Life insurance policy analysis
  11. Life Insurance policy selection
  12. Annuities
  13. Medical insurance
  14. Insurance of business risk
  15. Implementing and reviewing client's insurance
  16. Government regulation of insurance
  17. Insurance Pricing
  18. Insurance Companies
Module 3 - Retirement Planning and Employee Benefits

Introduction to Retirement Planning

  1. Issues in retirement planning
  2. Wealth creation
  3. Types of plans
  4. Defined benefit plans
  5. Defined contribution plans
  6. Superannuation and other retirement plans
  7. Group Life and Health Insurance
  8. Retirement needs analysis
  9. Retirement income streams
  10. Post-retirement counseling
  11. Need for reforms
  12. Reform proposals
Module 4 - Investment Planning
  1. How investment planning is different from selling investment products
  2. Investment risk
  3. Measuring risk
  4. Managing risk
  5. Returns
  6. Investment portfolio
  7. Small savings
  8. Fixed income instruments
  9. Insurance-based investments
  10. Mutual funds
  11. Equity shares
  12. Derivatives
  13. Real estate
  14. Other investments
  15. Active and passive strategies
  16. Asset allocation
  17. The regulatory functions, rules and codes of conduct pertaining to planners
  18. Matching investment vehicles to needs of clients
Module 5 - Tax Planning & Estate Planning
  1. Ethical considerations in tax planning
  2. Tax compliance matters
  3. Taxation terminology
  4. Tax calculations and special rules
  5. Tax characteristics of business forms
  6. Non Resident Indians (NRIs)
  7. Heads of income
  8. Capital Gains tax rules
  9. Tax relief
  10. Non taxable transactions (e.g., gifts, estate)
  11. Tax management techniques
  12. Interest and penalty taxes and other charges
  13. Features of trust
  14. Taxation of trust
  15. Property documentation
FINAL MODULE - A
  1. Establishing client- planner relationships
  2. Gathering client data and determining goals and expectations
  3. Determining the client's financial status by analyzing and evaluating the client's information
  4. Analyze Client Objectives, Needs and Financial Situation
  5. Developing and presenting the Financial Plan
  6. Implementing the Financial Plan
  7. Monitoring the Financial Plan
  8. Internet Resources
  9. Foreign exchange issues for individuals
  10. Financial Planning for special needs and clients

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